By admin@thesilverpetticoatreview.com 
Congratulations on taking the big step to propose to your partner! But before you tie the knot, it’s a good idea to take a close look at your financial situation. Here are some key financial areas to sort out before walking down the aisle:
1) Understand each other’s financial standings.
A lot of couples avoid talking about money, but this is crucial. Ideally, you should have discussed this before getting engaged, but it’s essential to do it before the wedding. Talk about everything from spending habits to credit scores and debt. If one of you is unwilling to discuss this, that’s a big red flag.
2) Check your credit scores.
You’ll face challenges making major financial decisions as a couple, like buying a home, if either of you has poor credit. If you don’t know your credit score, use free online services like Credit Karma or Credit Sesame to get an estimate.
3) Manage your debt.
Many people have some debt, whether from student loans or other sources. While it might not be realistic to pay off all debt before getting married, try to pay off as much as possible. If needed, look into debt consolidation options like CreditGUARD to help manage it. Remember, you’re responsible for your spouse’s debt too.
4) Set a realistic wedding budget.
Your wedding and honeymoon are significant expenses. While everyone wants a dream wedding, it’s important to stick to a realistic budget. Plan out all potential expenses carefully. Websites like Wedding Wire offer budget features that include smaller, often overlooked costs.
Your wedding should be a joyful occasion leading to a wonderful marriage. Don’t let money issues overshadow your special day. Be smart and plan ahead.
David Moran is good with money, photography, and “Call of Duty.” He spends his free time on his personal finance blog, Finance for Your Future, and practicing photography. David lives in Chicago with his partner and three kids.